What is financial coaching?

As independent financial advisers, our focus is not only on the plans, products and policies that make up your overall financial plan but also on ensuring you remain on track and your goals are aligned with your progress over time.

Part of that is our financial coaching which underpins the successes we can put in place for you and your family. Investing, or other financial matters, is not always a smooth process and markets will fall and rise whilst you are invested which may have an emotional impact on you. Our coaching service is designed to acclimate you to the mindset of a professional investor, to focus on long term market trends rather than sensational headlines – to ensure that not only is your money working for you, but that you are more comfortable and knowledgeable in the ways in which your money is working.

Knowledge and understanding

During your early meetings with your adviser they will take you through our investment proposition and our market view. In our opinion, time in the market is essential, and chasing the ‘best’ asset class or fund is far less effective than building a solid plan on undeniable investment foundations and then remaining on track over the long term – making careful adjustments each year as we progress.

This will help frame the best way to think about your investments and to understand the emotional impact a down year might have on you. As part of our attitude to risk questionnaire we will speak to you about the emotional impact losses or gains might have on you and your family and adjust your plans accordingly.