COLLECTION of
SmartMoney
GUIDES TO
What is SmartMoney Guide To?
Each SmartMoney Guide To focuses on a specific topic as an introductionary guide for you to get a sense of this area of financial planning.
It is a great idea to browse our collection and read through areas specific to your circumstances as preparation for your further discussion with your adviser.
All SmartMoney Guides To
PLANNING AND PREPARING FOR RETIREMENT, NOV 2024
As we navigate life, reaching our 50s and 60s often brings retirement into sharper focus. This phase heralds a well-earned respite from years of dedication and hard work.
PRINCIPLES FOR GROWING WEALTH, NOV 2024
Investing is a formidable tool for pursuing financial goals and building wealth. Whether you aim to grow your wealth, generate income or achieve a balance of both, creating the right investment strategy is paramount to success.
INCOME PROTECTION, NOV 2024
Income protection insurance is pivotal in a comprehensive financial strategy, offering you and your family a safety net during unexpected life events.
MASTERING FINANCIAL FITNESS IN YOUR 50S, SEPT 2024
Entering your 50s is not just another chapter in your life, it's a profound and exciting phase in your financial journey. By this time, life may have settled into a more predictable rhythm.
FINANCIAL ADVICE DURING DIVORCE, SEPT 2024
Divorce can be bewildering, especially when managing your finances. However, understanding your options can make the process more manageable.
PERSONAL PROTECTION, SEPT 2024
Life is an unpredictable journey, filled with twists and turns that can catch us off guard. While predicting the future is impossible, we can take proactive steps to ensure we're ready for whatever life brings.
TRUSTS, JULY 2024
Building wealth often takes years of hard work, but without proper planning, it can quickly diminish within your lifetime and may not endure for future generations. We aim to collaborate with you to create a well-thought-out plan, ensuring you are prepared for whatever lies ahead.
LATER LIFE CARE, JULY 2024
Have you ever considered how far you plan when you think about your future? Perhaps you've considered what your life will look like in 10 years, but have you considered your later years?
FINANCIAL PLANNING FOR BUSINESS OWNERS,
JULY 2024
As a business owner or company director, financial planning goes beyond the success and growth of your business - it's also about ensuring your personal financial security and preparing for your future.
INDIVIDUAL SAVINGS ACCOUNTS, MAY 2024
ISAs offer a versatile and tax-efficient way to save for the future, whether for yourself, your children, or your grandchildren. Now that we have entered the new financial year, significant changes have been introduced to ISAs.
ESTATE PLANNING , MAY 2024
Although the thought of legacy planning may seem daunting initially, it presents an invaluable opportunity to ensure that your wealth finds its way to the individuals and causes that hold a special place in your heart.
BUILDING A BIGGER PENSION POT, MAY 2024
Early attention to your private pension at the onset of the fiscal year is not just about cultivating beneficial saving habits, it's also about ensuring you fully exploit the benefits and allowances available to you.
PROTECTING YOUR FAMILY, YOUR BIGGEST ASSEST, MARCH 2024
The harsh truth is that an unexpected serious illness, a debilitating injury or even a sudden death can drastically affect a family’s financial stability.
NAVIGATING THE INTRICACIES OF RETIREMENT PLANNING, MARCH 2024
Preparing for your twilight years can often be perceived as a convoluted and daunting task.
TOP TEN FUNDAMENTALS FOR SUCCESSFUL INVESTING, MARCH 2024
Investing serves as a mechanism for amplifying your wealth. It can assist you in expediting the repayment of your mortgage, augmenting your retirement savings or safeguarding your child’s financial future.
FINANCIAL PLANNING FOR THE NEW YEAR, JAN 2024
The start of a new year is an excellent time to take stock of your financial situation and plot a course for your future wealth and security.
YEAR-END TAX PLANNING, JAN 2024
The vast scope and complexity of the UK tax system, may seem daunting. However, navigating it with careful planning can lead to significant financial benefits.
INDIVIDUAL SAVINGS ACCOUNTS, JAN 2024
Investing in an Individual Savings Account (ISA) is a tax-efficient, flexible method for future planning.
PREPARING YOUR FINANCES FOR RETIREMENT, NOV 2023
As the countdown to your retirement, a myriad of factors come into play. From managing finances, health to housing and future aspirations, securing a comfortable retirement requires detailed planning.
EFFECTIVE WEALTH CREATION STRATEGIES, NOV 2023
There’s no one-size-fits-all answer to how to build a plan for financial freedom. Building wealth is a cherished ambition for many, yet it can often feel daunting.
INVESTING ESSENTIALS, SEPT 2023
Investing is a powerful tool that can help you reach your financial goals. Whether you want to grow your wealth, generate an income or combine both, the right investment strategy is crucial.
HOW TO FIND OR TRACE A LOST PENSION, SEPT 2023
Is it time to get your pension pots into shape? Tracking down a lost pension pot can be dauting, especially if you’ve switched jobs multiple times.
BONDS VS EQUITIES, JULY 2023
UK investors seeking income often face the challenge of deciding between bonds and equities for their investment portfolios.
RETIREMENT PLANNING, JULY 2023
Planning for retirement is essential to ensure you have the financial security to enjoy your golden years.
PROTECTING YOUR FINANCIAL FUTURE, JULY 2023
Life is a series of unpredictable moments, and some events may threaten your long-term financial stability.
COMBINING PENSION DRAWDOWN WITH AN ANNUITY, MAY 2023
Planning for retirement is essential to ensure you have the financial security to enjoy your golden years.
PLANNING AND PREPARING FOR RETIREMENT, MAY 2023
Retirement planning can seem overwhelming, but with careful consideration and expert professional financial guidance, it should be a rewarding experience.
THE PRINCIPLES OF GROWING YOUR MONEY, MAY 2023
Understanding the basic truths of investing will help you make better decisions, regardless of how much money you may or may not have.
PLANNING YOUR RETIREMENT, MARCH 2023
Retirement planning shouldn’t be something you only consider when you’re older. Starting to plan your retirement early gives you a greater chance to build the funds you need for a comfortable lifestyle when the time comes.
SETTING UP A FUTURE FOR MY GRANDCHILDREN, MARCH 2023
Investing can be used to help fund college tuition, make a down payment on their first car or home, or even start a retirement fund. The earlier you invest, the more time your funds have to grow and compound over time.
INDIVIDUAL SAVINGS ACCOUNT, JANUARY 2023
Time is running out to take advantage of this year’s Individual Savings Account (ISA) allowances. You get one ISA allowance per tax year. So use it or lose it soon, when the tax year ends on 5 April.
REVISITING YOUR FINANCIAL PLAN IN 2023, JANUARY 2023
It’s the start of a new year so you might want to set yourself some financial goals. This can be anything from getting on the property ladder to retiring early, but each goal requires a plan.
All information contained in the SmartMoney publications is correct at the time of publishing. However, financial rules and regulations are updated regularly.