In my 30 years as an independent mortgage specialist, I have gained a substantial amount of knowledge in all aspects of the market.  I refer to the mortgage application process as ‘a financial and emotional minefield’. My experience enables me to ensure clients get the most competitive product relevant to their circumstances and objectives and secure a mortgage offer as smoothly as possible. With my empathic approach, I do all I can to deliver a friendly service throughout the process right through to completion.

I live with my wife of 30 years in Paddock Wood, Kent and have two daughters, who are now working in the world of Actuaries and Midwives, so a very proud dad. In my spare time I play golf and the odd cricket and football match.  I'm also a qualified scuba diver.